50+ Payday Loan Lenders Will See Your Application if You Choose Our Service
Questions and AnswersMost common questions about the way payday loan lenders operate
How to apply for a payday loan?
We represent a mediator company that cooperates with 50+ major payday lending companies around the country. We do not offer payday loans and are not a direct lender; however, we are able to match you with the most suitable lender in accordance with your needs and situation. You just have to fill in the application form and send it to us, we forward it to the best lender with regards to you location and request. We guarantee you the best payday loan offer in terms of interest rates and quality of service. All the companies we work with are legal and decent lenders that abide by state and federal laws and have reputation at the payday loan market.
What interest do you charge?
Payday loan legislation differs from state to state and payday loan lenders operate in accordance to these laws. We work with the lenders that operate in different states and that is why there is no one fixed interest rate for all as well as no such thing as one maximum loan amount for all states. When you fill in the application form and indicate your state and amount, you will see what you are eligible for. The rate of interest also depends on the given lender and we make it our task to match you with the most suitable one for your benefit.
What are the requirements?
In order to qualify for a payday loan you have to meet the following requirements:
- Be a US citizen
- Over 18 years old
- Receive regular income (that exceeds the amount of $1000 per month)
- Have a checking account.
How long does it take to get the money?
After the approval from a lender is granted, you can expect the money to appear on your checking account within 24 hours. If you apply on a business day, you can expect the money the next morning; it may take longer if you apply on a weekend or a holiday, though.
How to learn that an application is approved?
The applicaiton process is very fast and straightforward. You fill in the applicaiton and we send it to the most suitable payday lender. As soon as the lender approves your application (which takes 30 minutes on average), you will get an email.
Do I qualify for a payday loan if I have bad credit?
Yes, all the customers that meet the requirements are accepted. Payday lenders we work with do not carry out credit checks and thus there is no difference whether your credit is good or bad. Any client is eligible for a loan with no regards to their credit history.
Finance Tips Be Smart and Repay Your Bills in Time without Borrowing
There are different situations in life and it is great to have enough cash for everything. However, unplanned things do happen, unfortunately, and the more you are prepared to them, the less stressful they appear.
Here we offer you some basic tips on the account of finance management and planning. These are simple and basic recommendations for you to avoid the unpleasant unplanned expenses and urgent cases when money is needed fast and is nowhere to get. Surely, you can always rely on payday loans and the lenders we cooperate with will always help you; however, some alternative budgeting ideas, we are sure, will come up useful as well.